Work with a bank that you can trust. Come in or call today to begin your relationship with Peoples Trust & Savings Bank.

Conventional Mortgage

Peoples conventional mortgage is an excellent option. Whether you’re looking to pay off your mortgage quickly or want to take your time, Peoples has the perfect loan product for you.

Hassle-Free HELOC

A Home Equity Line of Credit is an extension of credit based on the equity you have in your home. Whether it be a vacation, consolidating credit cards, or a home remodel, our Hassle-Free HELOC offers some great options. With a low-cost three month introductory rate and zero closing cost, this is the way to go.

Construction Loans

Building the home of your dreams? We’re experts at construction lending. Our construction-to-permanent loans couldn’t be more convenient, helping you to focus on your new home.


We offer both secured and unsecured personal loan options. The amount of the loan and the term depends upon your credit standing.

Auto Loans

We offer fixed rate loans for new and used cars, trucks, and RVs.

FHA Loans*

A Federal Housing Administration (FHA) loan is great for first time home buyers or for those looking for low down payment options.

VA Loans*

Veterans Affairs (VA) loans are a great option for veterans of the armed services. No down payment required!

USDA Rural Housing Loans*

Designed for those looking to live in a small town or rural area. No down payment required!

Loan Specialists


Branch Manager/Loan Officer
(812) 751-4238

Kyle has been in the banking and finance industry for over thirty years and joined the Peoples team in 2017. Kyle always strives to listen to his customer’s needs in order to help them achieve their goals–whatever they may be. Kyle also enjoys playing golf and being with his family in his free time.

Thomas Sills


Senior Lender
Assistant Vice President
(812) 751-4236

Thomas has been with Peoples since 2008. He is committed to creating long term relationships with everyone who comes into the bank. Customer service is not a catch phrase it is a way of doing business. Trust and honesty are key values when developing relationships and Tom does not take those lightly. If you are looking for a loan officer and a bank that offers you individualized service along with more modern conveniences, such as mobile and internet banking please give him a call.

Loan Specialists

Dennis Patton


Senior Vice President
Director of Retail Lending
(812) 942-4514

Valuing professional service with a personal touch, Dennis has been in banking since 1989 and he works diligently to ensure the best possible experience at Peoples Bank. Not only does he have a passion for earning the trust and respect of his clients, but he also loves giving back to the community through youth sports and community organizations.

David Burke


Branch Manager/Business Development Officer
(812) 942-4520

Having a passion for the customer experience, David has been delivering his trusted banking know-how since 1991. As well, he prides himself on knowing his customers a step further to understand their needs and goals for the future. David also has a commitment to the community. He enjoys being involved with various boards and giving back as a volunteer. He believes time is the greatest gift you can ever afford! David is also a musician and founding member of a long-standing popular local music group.

Loan Specialist

Ben Sparrenberger


Branch Manager/Loan Officer
(812) 942-4602

Since 2013 Ben has been setting customers up with loans at Peoples Bank. Keeping his customers updated regularly on their business is his personal touch and he loves meeting new people through officiating loans. When Ben is not serving customers at the bank he’s listening to his collection of vinyl records or walking his two Scottish Terriers.

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